This is the maximum time it will take for you to be home. Straight forward, insightful, essential and easy to understand material are traits that every veteran desires and deserves. Here at Home Savings & Trust Mortgage, we are local Veterans Affairs home loan experts. We guarantee to get you to closing on your VA loan as little as 25 days or less! Unlike the competition, we will not simply tell you this and not back it up with written proof. A Home Savings & Trust Mortgage Loan Officer will walk you step-by-step through our documented process of ensuring you get to closing on time – every time. We will not use any other fluff techniques that are intended to provide you with a false sense of our worth or value to you. Instead, we will earn your trust by providing you with excellent service, knowledge, and the professionalism deserved that provides you with the tools you will need for making an informed decision throughout the loan process to closing and beyond. The BLUF here is simple – we do not tolerate fluff because all fluff gets paid for by the veteran in high costs to secure your loan. We are experts in our craft and you are the beneficiary. Our ethos consists of hard work that ensures your success.
It is important to note that most VA loans close in 30 to 45 days, which is standard for the mortgage industry regardless of the type of financing.
In fact, dig into the numbers a bit and you don’t find much difference between VA and conventional loans. For the last eight months of 2014, the average conventional purchase loan closed in 38.9 days, compared to 39.6 days for VA loans, according to Ellie Mae.
I was proud to serve and am equally as proud to serve you!