Our Team

Laurie Puccio Tracy– Senior Vice President

Laurie Puccio Tracy

Senior Vice President

NMLS # 525748

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703.507.7410

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LTracy@hstmortgage.com

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About Laurie

Laurie Tracy brings over 30 years of mortgage industry experience to every transaction, combining expert guidance with a personalized approach to lending.

Whether you’re a first-time homebuyer or a seasoned homeowner, Laurie is committed to finding the right loan to meet your unique needs—guiding you smoothly from application to closing.

As a Military Lending Specialist, Laurie has deep expertise in VA loans and proudly supports our service members and veterans. She is also highly experienced in a wide range of loan programs, including Conventional, FHA, USDA, and VHDA—for both purchases and refinances.

A proud Alexandria, Virginia native, Laurie is a military wife, mother of two, first-time grandmother, and pet parent to two beloved pups—Paulie and Logan.

A+ Customer Service

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Laurie and her team were a joy to work with. Not only were they professional and prompt in all their communications, but Laurie spent time on the phone with us to answer all our questions and help us feel comfortable and confident in the home-buying process. She let us know well in advance everything we needed to do and led us through each step with calm assurance – especially important at a time when interest rates were rising! Thanks, Laurie, for making our loan process easy and enjoyable!

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Laurie was amazing to work with and helped me understand every step of the process while buying my home. As someone buying for the first time, I was grateful to have such a responsive and thorough lender to assist me. Lauren was also great to work with as well. Laurie’s communication with my real estate agent was stellar as well. She made this entire experience a breeze and I cannot fathom what I would have done without someone like this on my side. Laurie treats you more like a personal friend than just a new client. You can’t beat that! 5 stars without a doubt!

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3701 Pender Dr. STE 150, Fairfax, VA 22030

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911 Paverstone Dr. Unit A, Raleigh, NC 27615

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2010 South Tryon St. STE D, Charlotte, NC 28203

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703.352.1716

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703.636.3120

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Home Savings & Trust Mortgage - NMLS# 192608 | Licensed by the Virginia State Corporation Commission #MC-2440, MD #10674, DC MLB 192608, SC-192608, WV ML-38682, FL MLD1927, NC L-194428 (www.nmlsconsumeraccess.org)