Our Team

Thomas Light – Loan Officer

Thomas Light Headshot

Thomas Light

Loan Officer

NMLS # 1283444



About Thomas

Tommy is a seasoned mortgage loan officer with over nine years of experience, dedicated to helping individuals and families achieve homeownership. Tommy’s passion for helping others led him to a fulfilling career as a mortgage loan officer. He is dedicated to helping all clients achieve their financing goals, with a special enjoyment in providing guidance and education to veterans and first-time homebuyers. Tommy graduated from Hampden-Sydney College in 1988. Tommy is a lifelong Tar Heel fan, enjoys spending time with family, and golfing. He is a proud father of two daughters who are both nurses! Tommy looks forward to assisting you on the path to homeownership.

A+ Customer Service


Tommy was essential to my husband and me owning our dream home. We found our dream home over the Fourth of July weekend and needed to be pre-approved within hours. Our realtor recommended Tommy and we are so thankful for the recommendation. He turned around the pre-approval and helped us put an offer on the house – ALL ON THE SAME DAY. Due to Tommy’s amazing responsiveness and can-do attitude, we were on contract within 48 hours of finding our dream home. Without Tommy, there is no way we could have put an offer on our dream house in time. Tommy also worked seamlessly with us and our realtor to highlight different scenarios for loans depending on when and how much we could sell our previous house, which gave us a peace of mind during a particularly volatile housing market. Additionally, Tommy was always willing to answer questions and provide guidance on issues like gift money, closing fees, and down payments. On top of everything above, Tommy is just a genuinely nice person. He is highly competent, knowledgeable about current real estate trends, and won’t stop until you are happy…When we are looking to buy again, we will not hesitate to contact Tommy. So what are you doing? Contact him now!

Home Savings & Trust Mortgage

3701 Pender Dr. STE 150, Fairfax, VA 22030

911 Paverstone Dr. Unit A, Raleigh, NC 27615

2010 South Tryon St. STE D, Charlotte, NC 28203




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