Derek Harman

Loan Officer

dharman@hstmortgage.com
tel: 703.766.4634
cell: 703.309.4886
NMLS: 882287

I was born and raised in Petersburg, West Virginia, and I moved to Delaware when I was 14. I played baseball at Salisbury University, and graduated with a degree in Mass Media Communications and a minor in Psychology. After college, I moved to the DC region. I have lived in Virginia, the District of Columbia, and Maryland where I currently reside with my wife and two daughters. Having lived in these three areas, I have become familiar and fallen in love with each of their unique qualities. I have spent the last 8 years working in the finance and mortgage industry. I love this business, and I love working for Home Savings & Trust Mortgage. For most people the loan process may be one of the most stressful times of their lives. I truly love assisting people through this time of stress, and making the process simple and easy. I find great satisfaction in:

  1. Guiding and teaching my clients about the loan process,
  2. Closing successfully.
  3. Creating a genuine relationship during the loan process.

I pride myself on customer service, professionalism, and integrity.   I have surrounded myself with the best loan officers and mentors in order to become the best I can be. I look forward to meeting, and creating an opportunity to earn your trust!