Three months ago I bough a condominium and I used HSTM as my lender of choice. This was my first home I had ever purchased on my own and I was very nervous about the process. My friends had warned me and shared some of their horror stories, so my expectations were not very high. I was pleasantly surprised! Roberta and her colleagues at HSTM were accurate, efficient and friendly. They were able to explain all my options, lock in a great rate, and facilitate a smooth closing. This was in large part due to the extensive background Roberta and the HSTM team have. The experience was altogether pleasant and painless. I now have a beautiful condo to live in with payments I can afford.

Thank you Roberta and Home Savings & Trust Mortgage. You’re the Best!


Jim and Dawn Gaskell

George has provided mortgage loans to my clients for over 15 years and in excess of 100 real estate transactions. Unlike most mortgage companies, HSTM provides a full complement of loan products ensuring your client gets the right product for their situation. Their entire staff is always there to help you throughout the loan process. A significant advantage for HSTM is they do not have to go outside for any additional support for your loan, their underwriters are on site which decreases the time it takes to get a loan. George has always taken great care to handle each loan individually, and worked very hard to make sure that my business and my clients get the attention they deserve. George is a straight shooter with high standards and integrity. I could not recommend a better mortgage loan specialist than George Light, or a more efficient and reputable mortgage Loan Company then HSTM.

Thank You George!

Jim and Dawn Gaskell (RE/MAX Gateway – Lifetime Top Producers)

Kim Sullivan

Thank you HSTM for giving my buyers incomparable rates and outstanding service. They are so happy! You were not kidding when you said you could approve the loan and meet the deadline we asked for.


Kim Sullivan (Realtor)

Barbara and Mark

Hello Angeline,

It was a pleasure working with all of you and your assistance was invaluable as the events unfolded. I just wanted to take a  minute and tell you that the entire process was painless and actually looking back, enjoyable. Kudos to you and the team at HSTM as your first class service and personal concern for us was extraordinary.

Only the best to you and Patrick!

Warmest regards,

Barbara and Mark